Good afternoon everyone, my name is Terri Watson and I am excited and delighted about this celebration of such a dynamic program - I don't usually take on speaking assignments but felt very honored when asked to share my testimonial of how my husband and I were impacted by the WOM this summer. The World of Money experience we encountered (from the orientation given back in February at our daughter's middle school, our beloved West Prep Academy up until as recent as the session attended last week) presented us with a monumental amount of information. As a result, we now have an entirely new way of thinking about financial planning for the whole family. Our daughter, Tyler on the other hand was a tad slow in showing her enthusiasm for plans to attend. BUT that first day’s experience flipped her lid, she arrived home in financial overdrive and couldn't share the information fast enough. Thereafter, she readily took on each homework assignment which only confirmed to us we had made the right decision enrolling her in the WOM. We were just as impressed with the curriculum and the innovative ways utilized to engage the students (oops! pardon me Moguls)! The staff, teachers, and guest mentors all provided guidance that we found warm, nurturing, and professional. In addition, the program’s level of expertise was unfolding as a positive influence on Tyler’s thinking about her financial portfolio. We will continue with the concepts shared around making smart money moves and of course what I like to call "lifeboat" themed workshops provided for the parents. Ms. Lamb.... you deserve a rousing round of applause for your vision and willingness to create this platform. We are very happy for the opportunity to learn so much from your expertise, and fundamentals on becoming financially healthy. Thanks to you an important message has been spread to our children and communities that foster life-changing attitudes about the world of money and being charitable.    
With so much gratitude!
Al & Terri Watson
(Proud Parents of Mogul – Tyler F. Watson)

World of Money has given my sons the knowledge and foundation that has shown them the importance of Money. They have learned that money is not just for buying the latest gadgets but that if you’re knowledgeable about the rules of money you can turn one dollar into a thousand and so on. For a summer program this program was treated like a college class. My sons would come home and work together on projects and discuss what they had learned from the different presenters and how interesting each presentation was. Having the opportunity to see some of the presenters in action prior to the program starting was something I really liked. It allowed me to put a face with a name when my sons were talking about certain presenters. Overall I would like thank World of Money for giving my sons the opportunity to participate in this program.
Jordan’s mother
“How Did The Youth Financial Education Training Institute Program Impact Our Child” All Children in today’s society are major targets in the consumer world! There is an endless desire to satisfy this thirst for goods without any thought or concern for how it’s afforded. Parents are also partially at fault for not having the knowledge, education or ability to input in ways that are heard or understood by these soft targets. The Youth Financial Education Training Institute Program has been very effective for our daughter and manages to cut right through the pressures of these young minds. The program instills in them a sense of empowerment and responsibility that allows them to view money in a different way, and to understand that sustained wealth is power. Much like a counter strike force, this organization helps to reverse the effects of these highly successful marketing agencies. Our daughter, Gabriella emerged with a revised perspective on how to be more responsible regarding finance. She definitely understands now the differences between wants and needs and is motivated to explore the many opportunities that were discussed in her session. I am very impressed with Ms. Sabrina Lamb and her passion to empower, and her commitment to these young students by not having an end date to the program with frequent and very interesting engagements all year round. The Youth Financial Education Training Institute program also encourages the young people to give back to the community. Gabriella is currently exploring ways to create a similar program for middle school students. “Now that is “real time” responsibility for a 14 year old”. We were very pleased with the impact the Institute had on daughter and we can say with conviction that we are proud parents of a Youth Financial Education Training Institute graduate. The whole experience has undoubtedly further solidified our mutual admiration for this fine youth organization.
Errol and Mercedes Pierre Randolph,
New Jersey

Our daughter, Chloe Brown learned so much from her experience at World of Money. Everyday she came back from class eager to do her homework. It was nice to see her interested in learning Chinese and learning about the financial world. She would also ask us questions about our finances which made me realize we have expectations of their understanding of money without giving them all the information which is unfair. This morning while I was watching CNBC and they talked about an IPO, Chloe chimed in saying that was an initial public offering. It was nice to see her interested in something that could help her in her future studies. As parents we try to teach and provide for our children. But in these difficult times there never seems to be enough time to do this enough. I am grateful that your organization has been able to assist Chloe and all the children. They will be better informed and hopefully put into action what they have learned. I will sit down and have more candid talks about finances with Chloe in the future. I think she has a better foundation now and will be better able to receive financial information in the future. Yesterday I was in the supermarket, and a mother and daughter were shopping, they were in front of the ice creams. The daughter clearly wanted one brand that was not on sale and the mother was clearly telling her to pick from the ones on sale. This conversation went on for a while and the mom was upset. I think the part missing was the daughter understanding the budget concerns. I am a saver by nature and have tried to teach that to my children. They know if it is not on sale we probably are not getting it,unless there is a real need for the item. I think I understand after Chloe’s week that it is not enough to save. One must possess the financial education. We were saddened to not be able to participate in day of Community Service. We participate at every chance we get usually through school projects and the boy and girl scouts. We also donate clothes to various organizations and to individuals. I think we are sending the message that every one matters.
Mr. & Mrs. Brown